HECM Reverse Mortgages

HECM Loans allow you to borrow against the equity you've established in your home without repaying the loan for as long as you live in the home. Instead of making monthly payments, you may even have the choice to receive monthly payments!


You may qualify for the HECM Loan Program if at least one borrower is age 62 or older, own and live in your home, have substantial equity in the home and your property meets HECM guidelines. Most properties qualify, including single family residences, 2-4 unit properties (as long as you live in one of the units) and many condos & manufactured homes.


Whether you're looking to pay off bills, purchase a new home, or convert your equity to additional income to enjoy your retirement, the FHA Insured Home Equity Conversion Mortgage (HECM) may be the answer for you.